Going digital with your bank transactions needs strict data security and protection guidelines to ensure safety from fraud and online crimes. In reality, the European Union (EU) requires PSD2 strong customer authentication among payment service providers. Strong customer authentication (SCA) is a requirement used to secure electronic payments via multi-factor authentication.
Biometric technologies have gone through significant development and changes since ancient times. Alphonse Bertillon’s first attempt to authenticate a person’s identity based on unique biological aspects, especially body measurements, became a stepping stone to exploring this research field.
It was in the 1960s when the modernization of biometric technology began. In that time, administrators manually identify individuals by extracting usable feature points in their images using semi-automated facial recognition. Fighting crimes and reinforcing laws became the primary reason why the Federal Bureau of Investigation (FBI) funded fingerprint identification in 1969.
Then, the voice command and recognition systems we used today were the National Institute of Standards Technology (NIST) research products in 1980. Five years later, scientists discovered that blood vessel patterns in our eyes vary for everyone, thus, paving the way for the iris recognition algorithm creation in 1985.
In the 1990s, the National Security (NSA) established the Biometric Consortium that led to the boom of biometric science. A year after, the face recognition biometrics was born with the efforts of the Defense Advanced Research Products Agency (DARPA) and the Department of Defense (DoD). However, the tech itself is not perfect yet gained popularity as it made real-time recognition possible.
The second millennium let the door wide open for biometric. Biometrics Systems Engineering and Computer Engineering got included in West Virginia University’s program list. At the same time, the standardization of generic biometrics became feasible as the International Organization for Standardization (ISO) opened for collaborations.
Face recognition got accepted as biometric authentication for passports and Machine-Readable Travel Documents (MRTDs) in the 2000s. Commercials and large-scale events can now use palm print biomarker tech and hundreds of patented biometric systems, unlike before.
At present, as a distinct research field, biometric technology continues to evolve as password-less transactions are becoming imminent to serve the best interest of the consumers. Thus, a continuous inquiry is made to improve it.
Learn more about biometric technology by visiting Login ID’s website.